
Go FedNow® – Instant Payment Processing for the Merchants Who Want to Win
"Go FedNow® is the real-time payments cheer squad for your business. With FedNow® and RTP® support, we get your invoices funded faster—no chargebacks, no returns, and no bank delays. We bring the pep, speed, and fintech muscle you need to win the payment game."
What Is Go FedNow®?
The Cheer Squad for Your Business
Finances Has Arrived
If your cash flow is limping and your
bank’s holding your funds hostage, it’s time to join the winning
team. Go FedNow® is your high-energy, real-time payments
platform that cheers your invoices straight into your bank
account—instantly. No chargebacks. No timeouts. No delays. Just pure
payment power.
Whether you're a high-risk merchant, a fast-growing startup, or a Fortune 500 franchise needing multiple MIDs across 50 states—Go FedNow® rallies your revenue with unstoppable speed.
Go Real-Time with TodayPayments.com

- "Rah-Rah-Go-Go! Get Your Invoices Funded Faster with Go FedNow®!"
- "Join the Go FedNow® Squad—Real-Time Payments, No Timeouts."
- "We’ll Never Let Your Payments Lose the Game!"
- "Go, Go, Go! Real-Time Bill Pay Without Chargebacks or Delays."
Go FedNow® is a real-time payment processing platform offering instant settlement through FedNow® and RTP® rails—all on one powerful cheer squad of financial tools.
Whether you run a subscription business, manage multiple stores, or serve as CFO of a complex operation, Go FedNow® gives you real-time funding, ISO 20022 RfP messaging, and reconciliation reporting without the red tape.
24 Feature-Packed Reasons to Join the Go FedNow® Squad
- FedNow® and RTP® Merchant Accounts – Free Application
- Support for Multiple Banks and Credit Unions in All 50 States
- Alias-Based MIDs for Each Phone Number or Email Address
- ACH and Credit Card Integration on the Same Dashboard
- Hosted Payment Pages Embedded in ISO 20022 RfP Messages
- Recurring Billing and Debit Payment Capabilities
- Batch Upload/Download Support for High-Volume Ops
- QuickBooks® Online Sync for Instant Reconciliation
- Real-Time Reporting CFOs and Accountants Love
- Instant B2B, B2C, C2B, and A2A Transactions
- Alias Privacy – Email/Phone-Based Security
- POS, MOTO, Web, Text, and Email Invoicing Support
- Zero Chargebacks, No Returns, No Processing Delays
- High-Risk and Poor Credit Merchant Accounts Accepted
- 100+ Alias Support for Complex Organizations
- Payee-Initiated and Scheduled Payment Flows
- No Bank Visit Required for Enrollment
- Interoperability Between FedNow®, RTP®, ACH, and Cards
- Instant Identity Verification of Payees and Payers
- Smart Dashboard with Instant Transaction Tracking
- Custom Payment Page Generator Built Into Every RfP
- Faster Fund Movement for Treasury Management
- ISO 20022-Compliant Messaging and Format Flexibility
- Free Sign-Up, Instant Access, No Setup Fees
Our Mission Statement
Go FedNow® is your real-time payments cheer squad—bringing pep, power, and fintech precision to every transaction. With support for high-risk merchants, real-time fund movement, and nationwide bank integrations, Go FedNow® leads your business toward faster payouts and financial wins.
"Go, Go, Go! Real-Time Payments. Zero Chargebacks. All Game."
Go FedNow® delivers faster funding, nationwide support, and fearless real-time processing that’s built to win. Whether you're a high-risk player, a CFO under pressure, or a business owner ready to move money like never before—this is your play.
✅ Apply for FREE—No Bank Visit
Required
✅ Get Instant Access to FedNow®, RTP®, ACH &
Cards
✅ Serve 100+ MIDs Across Divisions, Subsidiaries &
States
✅ Real-Time Tracking, Batch Tools, Hosted Pages &
QuickBooks® Sync
Go Now. Go Bold. Go FedNow® at TodayPayments.com
Your invoices deserve a standing
ovation.
Your money should move at the speed of success.
Join the Go Squad—where every payment is a touchdown.
Features and Benefits
- Real-time FedNow® payment processor for high-risk merchants
- Instant RTP® and FedNow® settlement with hosted payment pages
- ISO 20022 RfP merchant support with alias-based security
- Multiple MIDs for businesses with divisions and subsidiaries
- ACH, credit card, and FedNow® integration with QuickBooks®
- Merchant accounts for bad credit and legally high-risk services
- No-chargeback FedNow® and RTP® merchant onboarding
- Instant A2A, B2B, B2C, C2B payment processing with reconciliation
- Real-time treasury tools and reporting for accountants and CFOs
- Apply for free FedNow® payment account—no bank visit needed
- "Instant Bill-Pay Funding Between Payer and Payee—That's the Go FedNow® Way!"
- "Full Interoperability: FedNow®, RTP®, ACH & Credit Cards—All on One Squad."
- "Free RTP® & FedNow® Merchant Accounts. Zero Fees. Total Pep."
- "High-Risk? Bad Credit? No Problem—Go FedNow® Welcomes All Players."
Creation Request for Payment Bank File
Enhance Your Go FedNow Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.
Contact Us for Go FedNow payment processing pricing